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How do I send money?

Last updated on Sep 25, 2026

There are two ways to move money:

  • Send pays any Nigerian bank account. It needs your Transaction PIN.
  • Move moves money between your own Roofteller accounts. It's free and doesn't need a PIN.

To send money

  1. Select Send on the Accounts page.
  2. Choose the account to send from.
  3. Under To, choose a saved recipient or New recipient. For a new recipient, choose their bank and enter their account number. We'll check the account name for you. Turn on Save as recipient to reuse it next time.
  4. Enter the amount and choose the Property this payment is for. Adding a Category and Narration is optional.
  5. Select Review transfer. Check the details, the fee and any stamp duty, then select Confirm & send.
  6. Enter your 4-digit Transaction PIN and select Authorise.

You can follow the transfer in the account's activity.

If you haven't set a Transaction PIN yet, we'll ask you to create one first.

On the mobile app, the steps are the same. If you've turned on Face ID or fingerprint, you can use it instead of your PIN.

Who can send money? Only the portfolio owner and business partners. Property managers and bookkeepers can't.

If you see "Couldn't verify this account", check the bank and account number and try again.

Related: What's free, and what do I pay for? ยท How do I set or change my Transaction PIN?